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Global Productivity

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Cloudfunding is the economic infrastructure behind modern Commerce
Cloudfunding operates from local grassroots suppliers through supply chain sellers to global consumers  -  it disrupts the market incumbents ( rent seekers ) with advanced Commerce and Technology  -  ComTechX the Industry, challenges how global markets are affected by a few, and offers a global economic and trading operating system platform that's value-based and governed by a democratic global consensus that constantly finds real-time demand  -  based on what the world wants to pay, not middlemen.

Cloudfunding is a cloud-based financial and economic ecosystem that sits above the Commerce level, operating as a neutral Operating System - OS, maintaining the secure financial independence of all Users  -  it freely provides the mechanics for all Suppliers/Sellers to Outsource the Selling of their products and services on a global scale in a unique process that fully monetizes the Seller's full Selling Prices  -  it incentivizes an independent global network of market makers to form the new digital workforce that democratizes global productivity  -  interconnecting and sharing directly in the economic growth and wealth from local and global productivity that's driven along by fractional commerce and trade.

Cloudfunding brings a new Gold Standard into the digital economy

Cloudfunding works within the Global Open Market to Outsource the Selling of products and services to an incentivized global crowd  -  it operates in an ecosystem that taps into global productivity using a neutral trading unit of account value to generate uninterrupted demand on a global scale  -  it directly stimulates local economies by disrupting the status quo  -  it pushes aside currency exchanges to neutralize any spread between the various currencies by interlinking a basket of global currencies in real time to validate a stable neutral international trading unit of account currency  -  automatically solving liquidity between global currencies in trade.

Having Gold as the central value of any global economy is unrealistic in modern economies, it's susceptible to constant manipulation by traders and countries  -  whereas global productivity, distributed as a neutral international trading unit of account, is the genuine democratic value for the New Digital Economy  -  a value that's tracked down to 14 decimal points in real time across all currencies and countries, so seamlessly, that digital cash is now the secure ubiquitous global payment system.

A new formula for scale and sustainability

Cloudfunding changes the flow of modern Commerce to:    Productivity  >  Distribution  >  Free Digital Capital   ( P = ( D + FDC ))   -  bringing online a new wave and generation of Commerce that's capable of generating predictable sales with Outsourced Selling and delivering a genuine real time Price Demand for products and services  -  directly linked back to Users filtering algorithms to customize their needs  -  it's more serendipitous, without the targeting.

Online distribution has become stagnant and dominated by a generation of gatekeepers  -  what Cloudfunding does is bypass those incumbents to focus on inventory sales for Sellers, and part of that is with Subliminal Organically Decentralized Advertising  -  forming a distribution network incentivizing Sellers to list and be guaranteed to sell inventory to Buyers without discounting or incurring costs  -  and then for Buyers to gain greater buying power without fees  -  the infinite loop continues with a location activity tax drawn from the productivity, getting distributed into user portfolios to share in the economic growth of the various productive locations, ready to spend on further products and services.

Outsourced Selling drives perpetual demand   Real-time trade sustains local productivity
Sustainable Growth
  Outsourced Selling
Markets with a value-based economic ecosystem

Local productivity has a history of being dictated to by fluctuating global commodity pricing that effectively has major consequences at the grassroots level of industries and societies  -  Cloudfunding disrupts those incumbents by challenging the status quo  -  Commerce's ultimate goal should be a value-based universal mechanism between Supply and Demand, so there's more equality and fair distribution of productivity wealth up and down the supply chains.

Cloudfunding is democratizing global productivity by providing the digital tools for users in developed countries to deleverage from the grip of a dysfunctional financial system set in the old economy, tools so they can transition seamlessly into the New Digital Economy  -  while simultaneously providing tools for users in developing countries to operate on the same level playing field, and avoid being trapped in the old economy.

Global industries and markets  -  new dynamics

With the world commodity markets being thrown around by instability in the financial markets, it shows fundamental differences between market economies and the real global productive economy  -  there's a contagion effect flowing across from the financial sectors to other global markets scrambling to justify prices in the true productive economy  -  this new norm environment is poised to continue to harm individuals and industries for years to come if the world doesn't solve two main issues, how to gain more productivity and do it without adding debt.

ComTechX is disrupting the status quo of trade with Cloudfunding  -  as part of the cloud-economics ecosystem it applies practical steps at the micro-economics level to influence macro-economics change, it offers a new frontier in global commerce and trade with new dynamics that stretch from local commerce to value-based global trade  -  Cloudfunding reverse engineers the online advertising model and instead of extracting a percentage of a product's value, Cloudfunding allocates the full 100% selling value of a product or service and through a transparent process validates the full product value as a free digital asset class unit of account  -  this value is then redirected back into global commerce as a neutral global trading value, which is broken down to small values that are shared with global users  -  anyone can collect these micro-values for free and use as working capital to help generate global productivity and gain a benefit for themselves  -  this free digital global trading unit of account is 100% validated ( anchored ) against the real productivity value of products and services sold into the markets  -  the global trading unit seamlessly jumps borders to stimulate supply and demand across foreign economies, in free market trading environments, without causing any surplus or deficit ( assets and liabilities ), and as a consequence reduces national and private debt.

Bretton Woods proposal revisited with a modern influence

This universally free neutral global trading value is Free Digital Capital  -  FDC, it brings together a digital reality to a modern concept that has a similar ideology to one that was conceptualized by the famous British economist John Maynard Keynes in the early 1940s, who as head of the British Treasury presented the concept as the official British proposal at the Bretton Woods Conference in 1944  -  a proposal that there "be a unit of account used to track international flows of assets and liabilities" using a neutral central mechanism using gold as a base value  -  the US Dollar theoretically tied to the gold value however was accepted as the 'unit of account' at the time due to the overwhelming influence that the USA had with its enormous trade surplus after WW2, and it become known as the Bretton Woods System  -  that connection with the US Dollar and gold was abandoned in 1971 though political influence and market limitations, an outcome which sent the world economies on many wide rides that are still being experienced today.

Keynes's Bretton Woods Conference proposal was modeled and limited around what was achievable at the time that  -  the proposal was for " . . bancor would not be an international currency. It would rather be a unit of account used to track international flows of assets and liabilities. Gold could be exchanged for bancors, but bancors could not be exchanged for gold. Individuals could not hold or trade in bancor. All international trade would be valued and cleared in bancor. Surplus countries with excess bancor assets and deficit countries with excess bancor liabilities would both be charged to provide symmetrical incentives on them to take action to restore balanced trade  .  .  as the way to overcome economic slumps and depressions when monetary policies proved ineffective"
.   source: wikipedia

From a concept almost lost in time to today's reality

Keynes could not have imagined that todays' digital technology could bring the proposal he introduced at the Bretton Woods Conference in 1944 into a reality more than seventy years later with bancor being transformed into a digital form and distributed globally as a free neutral international trading unit of account, which, instead of it being controlled centrally by an institution, it's distributed freely to the users of the Internet to collect and use seamlessly across country borders to stimulate economies  -  it first starts off as Free Digital Capital before being validated as Universally Decentralized Capital - the neutral international trading unit of account currency.

This free global trading unit of account needs no capital to be held ( as in holding gold or fiat currencies ) or have any need to transfer fiat currencies between countries ( so there are no fees and currency spread rents/ransoms gained by incumbents controlling national fiat currencies ), or need for currency values to be speculated with or manipulated to gain a trading advantage, or even be involved with capital account convertibility, combined  -  these are overall some of the main causes of the economic slumps and depressions.

This free global trading unit of account takes away any of the issues of a trade surplus and deficit as there is no international flow or balance of liabilities involving international currency reserves to respond to  -  with Cloudfunding, there's no change in the balance of trade in the national currency accounting ledgers when products and services are transferred physically and digitally between countries ( economy to economy - e2eCommerce ), as there's no national fiat currencies held or transferred in payments across borders between countries or individuals.

Cloudfunding operates in a new paradigm above B2B and B2C, it operates from economy to economy with e2eCommerce spanning across the world in a seamless flow of Supply and Demand between local and global Buyers and Sellers.

Cloudfunding gives the Internet its ubiquitous financial freedom

The New Economy is the digitization and democratization of the commercial flow of value through Global Trade and Commerce using digital technology to track a neutral international units of account, which in some way is the digitizing of what the IMF have tried with SDR  -  SDR is a restricted Special Drawing Rights value  -  a foreign-reserve currency also termed as XDR, which is created like quantitative easing but without printing money or have any true backing  -  its objective has been to replace gold and US Dollars  -  its role is for IMF member countries to draw down the SDR at various costs so it can be exchanged between trading countries to balance trade surpluses and deficits.

What the New Digital Economy does with Cloudfunding, and in particular with DFDC - Direct Foreign Decentralized Capital, is validate the Free Digital Capital against genuine global productivity, allowing it to be globally used ( compared to the limited use of SDR ) to fully democratize trade  -  removing the incumbents to open up global economies to free open markets with an interconnecting ubiquitous flow with a neutral international trading unit of account value  -  making it freely available for the people of the world, and countries, to control and operate with in real time, within the real economies

Global Chamber of Economies is born

Cloudfunding is a global economic and financial ecosystem with three distinct phases, productivity, democratic distribution and Free Digital Capital, whereas in the Banking financial model it begins with debt, then distribution, followed with productivity  -  as the free global trading unit of account - FDC clears the barriers and borders to seamlessly pay the full selling price directly into the seller's business and local economy effortlessly with the free Direct Foreign Decentralized Capital - DFDC  -  it's drawn from a democratically incentivized global crowd ( future digital workforce ) that uses the FDC to stimulate productivity in economy after economy, for free  -  whilst being validated against UDC, the neutral Universally Decentralized Capital and international trading unit of account.

UDC is the global Digital Cash currency that's genuinely, and not just theoretically tied to the global resource based market productivity, in real time, it's validated constantly against a basket of national fiat currencies for comparison to maintain a stable global neutral value, it operates as a parallel currency that can't be speculated or manipulated with, one that enables it to be exchanged in real time, free of fees, charges and currency spreads, one that allows all boats to rise together  -  Cloudfunding is a new frontier in global commerce and trade that's digitally linked to a concept imagined more than 70 years ago  .  .  Cloudfunding is the dynamics in the New Economy operating in its own Global Chamber of Economies.

FDC                  Arrow            UDC

Using ransom as a tool to control national currencies will disappear early this Century

FDC represents a globally free Direct Foreign Decentralized Capital of trading units of account that tracks the international flows of value-based supply and demand in real time, in minute detail, in data that countries, cities and industries can respond to with almost immediate effect by directing increases or decreases in supply to domestic consumption or exports  -  it's less complicated and more effective as a globally free flowing ecosystem than the other Bretton Woods proposal that lingers and stifles global productivity today  -  and instead of being limited to gold's speculative value and capital Capital Investment flows and rates, the globally free digital trading unit is fully tied to the global resource based productivity that operates in value-based markets with genuine products and services  -  it's this that becomes the natural incentive for citizens in countries, regions and industries to be pro-active in generating local productivity with DFDC drawn into a region, similarly local productivity can be generated by local communities using DFDC that's constantly validated against foreign productivity in real time  -  e.g. a local industry can be perpetually driven by it's own broader community, along with the global crowd, expanding the market footprints to include the local production costs  -  whenever free DFDC generates local productivity it helps that country's tax revenues ( from full selling prices ) to increase without needing to use any economic policies to gain the advantages.

The free and neutral global trading unit of account has a number of unique attributes in that it can operate globally without creating debt via credit or needing interest rates ( to create inflation ) to gain economic growth, and it naturally avoids the liquidity trap  -  "like when injections of cash into the private banking system by a central bank fail to decrease interest rates and hence make monetary policy ineffective. A liquidity trap is caused when people hoard cash because they expect an adverse event such as deflation, insufficient aggregate demand, or war. Common characteristics of a liquidity trap are interest rates that are close to zero and fluctuations in the money supply that fail to translate into fluctuations in price levels".

Direct Foreign Decentralized Capital

Automatically flows into Universally Distributed Incomes ( UDI )

In the 'wealth effect' model used in most developed countries which uses inflation of prices to increase the 'wealth' amongst communities, like having real estate inflate prices to give the effect that the economy is going well, the ComTechX Platform gives the New Digital Economy a more authentic value to flow back into communities that can directly give the Users true real time value  -  and it's all done through the distribution of the Location Activity Tax across unlimited economies, without needing the inflation of prices or interest rates to gain economic growth, Cloudfunding with Outsourced Selling and DFDC it happens naturally and democratically.

With all commerce activity on the Platform each product and service that's processed with Outsourced Selling and Buying activity  -  it's linked back through to the Universally Distributed Income ( UDI ) Portfolios from where all Users can build a collection of Location Tokens and gain a share of the Location Activity Tax collected and distributed across all the global activity in real time.

Value-based trading is an important step back

The advantages of connecting to genuine value-based trade is that it's so democratic in the way it's universally exchanged and held individually by buyers and sellers  -  that it operates in real time without needing credit terms, it operates autonomously without there being any need for or connection to central agencies or markets that could interfere or have any conflict of interest with speculation  -  as was the case in Keynes' time when banking was forced to operate separately from market speculation  -  an Act forced in by President Franklin Roosevelt so that the world economies could recover from the Great Depression ( Glass–Steagall Act - U.S. Banking Act of 1933 that limited securities, activities, and affiliations within commercial banks and securities firms . . forcing commercial banking to operate separately to Capital Investment banking . . melted down over time and finally repealed by President Bill Clinton in 1999 ).   source: wikipedia

With President Clinton being the one to officially end the Glass-Steagall Act, it's so ironic that it was he as President who gave the rise to the Internet by giving it freely to the world  -  that act alone opened up avenues that the world had never experienced before with the means to connect and share information  -  it was at that time that ComTechX's early beginnings began to form around what President Clinton gave to the world  -  the opportunity to help restructure a fairer world by being able to build the new digital economy that streamlined mechanisms that have often hindered economic progress for so many in the world, by giving the global crowd a say in their economic well being  -  it will be an end of an era when banking institutions used the money flow and interest rates to control economic growth, and it will shift exponentially to the new digital era where real time activity will have sustainable growth in economies, driven by productivity governed by the needs of the people.

In the relatively short period since the Internet began, there has been an acceleration of events that may not have been possible before  -  events like the Arab Spring, the ousting of governments and dictators, and certainly the Internet helped in pushing forward the financial crisis that still grips the world today  -  the patchwork to help cleanup the mess from the GFC has only exacerbated the deep economic issues that are now being played out today in the political arenas in many developed and developing countries  -  much of the discontent is about inequality and unfairness that the majority of people feel towards the institutions that have been tilting the system against them  -  and falling behind those with the means to keep up with the system by riding the gravy trains fueled by the speculative commodity markets and financial systems, that history has already shown was a bad cocktail mix  -  the world is well into the denial phase and if there's no change  .  .  it will not end well!

International trade has its own neutral trading unit of account

With the culmination of events that lead up to today's unstable financial system and the low productivity around the world, which undeniably stems from the lack of capital available to business that's held back by the risk associated with lending  -  the monetary theory about balancing the risk of lending ( using double entry book keeping to create money ) to a business is wavered and bypassed with Free Digital Capital when it's distributed for free around the world  -  it doesn't conform to the mainstream economic thinking taught to economists and monetarists, nor does it need to either, their thinking of digital technology has only ever been to use it to enhance the leverage of money and extract more value from economies by lending and trading money.

As a global trading unit of account, Free Digital Capital is able to be distributed equally and efficiently to global communities, and still be trackable internationally as it flows seamlessly across borders to help generate productivity, it offers the way for value-based global markets to achieve sustainable growth  -  it provides all and more than the method of lending money at a cost to force inflation and growth  -  as a free global trading unit of account it's able to expand the overall footprint of the Supply and Demand with products and services, helping to keep in order the checks and balances needed to monitor assets and liabilities in all size economies.

Value-based markets is the only future for suppliers

Cloudfunding solves a long standing dilemma of sharing the cost to produce and financing trade more equitably between suppliers and consumers without the incumbents tilting the markets  -  Cloudfunding disrupts the status quo with "free and neutral trading units of account that are used to monetize global trade and track international flows of supply and demand in supply chains" . . driven and influenced directly by the Global Crowd.


Productivity in Supply Chain
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